PayActiv is a holistic financial wellness platform for employees to get on-demand access to earned but unpaid wages. The company also offers a suite of services that include banking products, savings and budgeting tools, bill payment and financial health measurement.

Earnin sells a service that lets customers get paid for the hours they work, without charging any interest on the payments that clients receive. Users simply take a picture of their time sheet and specify how much money they would like to get paid from their earnings up to that point in the pay cycle.

Branch is a business payment acceleration firm that offers digital payouts of tips, wages, and off-cycle payments, earned wage access, fee-free banking, and pay card alternatives. It also offers back contractor payments and reporting, allowing customers to automate processes, reduce payroll costs, support independent contractors with free financial services, and remove cash flow concerns.

Wagestream is an employee financial wellness platform that allows workers to access earned income at any time during the monthly pay cycle without impacting cash flow, payroll, or timekeeping processes. It was founded in 2018 and is based in London, England.

Refyne is an earned wage access platform that empowers full-time and contracted employees with real-time access to pay.

Immediate provides a financial wellness solution that delivers on-demand access to earned wages to help businesses recruit, engage, and retain employees. Employees utilize their existing time-tracking management software that updates Immediate in real-time of hours worked and wages earned to allow them to transfer those earnings to a bank account or loadable debit card. The company was founded in 2019 and is based in Birmingham, Alabama.