Free universal credit and benefit calculators calculate how much you should get

MILLIONS of people are not getting the benefits they are entitled to and a calculator can help you check how much help you can get.

Benefits such as Universal Credit and the Personal Independence Payment (PIP) can help you get by if you are on a low income or in poor health.

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We explain how to check your benefit entitlements and avoid missing out on cash assistanceCredit: Alamy

Over 5 million people benefit from universal credit, including working and unemployed people.

But they might be entitled to more support, while anyone not receiving benefits might actually be eligible.

For example, half a million households are expected to miss Universal Credit after the rules change.

More low-income workers can now claim the money, who may not have been eligible before, so it might be worth checking again.

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There are also a host of other benefits you could get if you have children or are caring for someone else, as well as if you have a medical condition.

So, there is nothing to lose by checking out and you might find that you get a boost in your earnings.

With the cost of living skyrocketing, including household bills like energy and council tax, the extra cash could help you get by.

Here’s how to check if you’re eligible for extra help using a benefits checker.

Free benefit calculators

There are several free online benefit calculators you can use to see how much you might be able to claim and through which benefit.

Before using the tools, make sure you have key financial information at hand, such as bank and savings statements, as well as information on existing pensions and benefits.

If you live with a partner or family, gather their basic financial information as well, as this may affect your application.

Once you’ve used the tools, you can use the contact information on Gov.uk to get the ball rolling and claim your due.

Of course, the tools only provide an indicator of what benefits you may be entitled to – and usually don’t include means-tested benefits, so you may be entitled to even more.

Entitledto’s free calculator determines whether you qualify for various benefits, tax credits, and Universal Credit.

Data from Entitledto also feeds benefit checkers from MoneySavingExpert.com and the charity StepChange.

Use Policy in Practice’s calculator not only to find out what benefits you might receive, but also to find out how much money you’ll have left each month after paying housing costs.

Helpfully, it also includes links to apply for benefits.

The Charity Turn2Us Benefits Calculator determines which means-tested benefits you may be eligible for, as well as whether you are eligible for Carer’s Allowance.

It points out that it does not calculate non-means-tested and contributory benefits, but it will include them in your results if you are already receiving them.

Turn2Us also has a tool that can help you find available grants near you on its website.

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Grants are usually one-time payments you don’t have to make to help with things like bills and food.

Benefits and Work has launched a new calculator focusing solely on PIP – a benefit for people with a long-term medical condition that can be claimed by those working or not

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