Do Personal Injury Settlement Calculators Really Work? | The brown firm

If you’ve been injured in a car crash, it seems like there are endless things you need to take care of.

You need to go to your doctor’s appointments, work with your insurance company to get your car repaired, find a store that will repair your car, and work with the other party involved.

It comes with an endless amount of paperwork, phone calls, and if you haven’t already, you’ll learn patience.

Nothing moves as fast as you want it to be, except bills.

When you’ve been injured in an accident, your number one priority is to get well.

You should see a doctor immediately to make sure you get back to good health as soon as possible.

And, once you visit the doctor, the bills start to pile up. They don’t wait for your settlement to materialize.

There are several ways around this problem, but more often than not you are responsible for all of your medical bills until your payment is cleared.

As soon as you see that first medical bill, you probably start to wonder how much you’re going to receive in your settlement.

You jump online, do a quick Google search for a “Personal Injury Settlement Calculator.”

You get dozens of results, so they should give an accurate idea of ​​what you can expect to receive.

Or are they doing it?

In the article below, we will talk about personal injury settlement calculators and whether they are effective or not.

What is a Personal Injury Settlement Calculator?

After you have been injured in a car accident, many websites will try to lure you in with what is called a “Personal Injury Settlement Calculator”.

It’s a simple formula that they use to determine the value of your case.

Some sites will even go so far as to allow you to enter your medical bills, lost wages, and future lost wages, and then give you a settlement amount based on those numbers.

So if you end up with $ 3,000 in medical bills, $ 1,000 in lost wages, and $ 2,000 in lost wages in the future, with a multiplier of 3, that’s a settlement of $ 18,000.

A multiplier of 4 will give you $ 24,000, or a multiplier of 2 will give you $ 12,000.

But wait, how is the multiplier determined?

Good question.

It’s basically just a guess.

Because of this, they should not be called personal injury settlement calculators; they should be called injury settlement guesswork.

No matter how true you want it to be, there is no such thing as a personal injury settlement calculator.

These are only educated guesses.

It would be nice if we could just enter a few numbers and find out how much money we’re going to make, but it’s not that simple.

Ultimately, if it goes that far, your settlement will be determined by a jury of your peers.

Most of the time, it doesn’t get that far and is dealt with by your lawyer.

So how does he know what your business is worth?

Below is a list of the main considerations that go into determining the value of your personal injury claim.

Who is responsible ?

When someone asks who is responsible, they are basically asking who is at fault.

Your lawyer should know what caused your injury and who is at fault.

Was the behavior intentional, negligent or reckless?

Even though you could suffer significant harm, liability could be very difficult to prove.

So even if you think you will get a significant amount of money, confusion around liability will increase your settlement value.

The calculator ignores this.

The reverse could also be true.

Maybe you were only slightly hurt, but the behavior of the person responsible was so outrageous that the value of the claim is worth much more than you expected.

Liability is an important influence when determining the value of a personal injury claim, and there is no calculator in the world that can determine liability.


Determining the extent of your injuries and the cost of your medical treatment may seem simple, but the complexity may surprise you.

You will likely need an experienced lawyer to help you follow your treatment and make sure that you are properly diagnosed.

In some cases, insurance companies or the defendant’s lawyer will claim that your injuries were not related to the accident at all.

Your calculator won’t know.

The best lawyers will work with your healthcare professionals to ensure that your injuries are clearly documented and that their relationship to the accident is clearly noted.

And some injuries are more delicate than others.

For example, traumatic brain injury will often go undiagnosed in car wrecks.

TBIs are serious but subtle injuries and are often missed because the injured person does not understand why they are exhibiting certain symptoms.

It takes an experienced lawyer, not a calculator, to know what to look for and bring it to your attention.

Where did it happen?

The place of the accident is in fact very important.

Where or where your case will be tried can make a difference of thousands of dollars.

The location of your trial will vary from state to state, but is usually determined by the county of residence of the offending party.

Sometimes there is some leeway in choosing the location depending on the facts and circumstances of your case.

Knowing how to choose the best location can dramatically increase the value of your claim.

Online calculators don’t know how to do this.

The money available to pay your claim

The amount of money available to pay your claim usually depends on the insurance coverage.

The sad reality is that sometimes there just isn’t enough money to cover your claim.

This is why you need an experienced lawyer who can investigate and put together all possible sources of coverage, so that you can rest assured that you have paid your claim in full.

And, again, these online calculators cannot do that.

Who else needs to be paid?

This will not positively or negatively affect the value of your personal injury claim, but it will change the amount you receive.

The more people there are who expect to be paid from your settlement, the more money you will have to return home.

Insurance companies, Medicaid, Medicare, and other privilege holders make sure they are paid what is owed to them on your settlement.

You need a lawyer, not a calculator, to negotiate with these entities to make sure they don’t go overboard when asking for a claim for your money.

Google, a lawyer, not a calculator

If you are looking for peace of mind after your car accident, you should google a lawyer, not a personal injury settlement calculator.

It can be fun trying to figure out how much you will receive in your settlement, but there is no way an online tool can accurately predict what you will receive.

As we discovered above, there are several factors that can influence your settlement amount one way or the other, and calculators cannot take these things into account.

It is in your best interest to find a lawyer, not a calculator.

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