Insurance calculators – NerdWallet
Whether you want to insure your vehicle or investigate life insurance, NerdWallet has a collection of tools that can simplify your decisions. Browse them all here:
See what you could save on auto insurance
Easily compare personalized rates to see how much changing auto insurance could save you.
Get started on Insure.com
Average auto insurance rate by state
Choose your state to see the average auto insurance premium that drivers pay.
The cheapest full coverage auto insurance by the state
Enter your state and we’ll show you the three cheapest auto insurance options for good drivers.
Estimate your full coverage auto insurance premium by postal code
Estimate your full coverage auto insurance premium by entering your zip code.
Estimate your minimum auto insurance premium by postal code
Get an estimate of your minimum required coverage premium based on where you live.
Carpool insurance by state
Enter your state to find out which companies offer rideshare insurance where you live.
Outline the minimum automobile insurance requirements
Enter your state and we’ll show you the minimum amounts of auto insurance coverage it needs.
Auto Insurance Discount Search
Enter a discount you want and we’ll tell you which insurers offer it. (Or enter an insurer and we’ll list the discounts they offer.)
How credit impacts your auto insurance
Find out the effect of your credit score on your insurance rates, by state.
How Much Life Insurance Do You Need?
Answer these questions to approximate your total coverage needs.
What Kind of Life Insurance Should You Buy?
Enter some details about your life and we’ll tell you what type of insurance is best for you.
How medical conditions affect your rates
Enter a condition and we’ll tell you how that might affect your rates in your state.
How much income do you need to replace?
Here’s how much money your family would need to replace your salary.
Calculate your debts
Calculate how much insurance your family would need to cover your debts.
The cost of having a baby
Just the basics, or go for luxury? We have a calculation for that.
What personal property coverage do you need?
Your business may be worth more than you think. Estimate its value to determine the amount of personal property coverage you need in your home policy.
Estimate your home insurance by postal code
Find your average home insurance rate based on your location.
The cheapest renters insurance in every state
Enter your state to see the three cheapest companies for renters insurance out there.
How much are your goods worth?
Estimate the cost of your property to find out how much personal property coverage you need in your tenants’ policy.